Lots of people are still considering whether or not it is important to buy travel insurance. For those who travel frequently, having travel insurance can help you a lot in preventing from unexpected things that may happen during your trip. Keep in mind that travel can be unpredictable. It is best to already have travel insurance instead of waiting until something bad happens. Travel mishaps are many and you can experience them or avoid them.
Travel woes you can prevent
Travelling is not always sunshine and rainbow. Even if you plan it thoroughly from A to Z, something unexpected things happen. Travel mishaps often happen unexpectedly. It is good to be insured no matter where you are going or no matter how high the risk of it is. Those can spoil the fun of the trip/ here are some of travel mishaps that can be avoided especially by having travel insurance:
Damage or loss luggage – Losing Luggage during or after check-in is one of the most common travel mishaps. Also, lots of travelers have experienced having their bags damaged after check-in. If you don’t have travel insurance, you may have to deal with it all alone. Meanwhile, you will get compensated if you already have travel insurance whenever this thing happens during your trip.
Stolen money or document – This is also quite common mishap especially when you visit heavily-crowded destination with high-risk crime. Crowded tourist attraction is often the target for thief to get into action by stealing. If your bag is stolen, not only your money that will be lost but also other important documents such as visa, passport, and so on. If you have travel insurance, you can have coverage to ensure that you are eligible to receive compensation from experiencing this thing during the trip.
Unexpected hospitalization and medical treatment – Being in a place you are not very unfamiliar with can put you in danger. Getting injured or sick during a trip can cost a lot. If you need medical treatment or hospitalization during your trip, you will be covered by your travel insurance. Hence, you don’t have to spend a fortune.
Delayed or canceled flight – It is very common to get your flight delayed or canceled. Sometimes, you have to wait for hours until the flight can take off. However, sometimes it is being totally canceled due to many reasons. In travel insurance, usually you will get compensated for every six hours delayed flight. If you are left with no alternative flights, you will get even more coverage.
Cancellation – flight is not the only thing that is often being canceled. Sometimes, your bookings to hotels are forced to be canceled when circumstances happen. However, you have the chance to not completely loss if you have travel insurance. You may get coverage if you suddenly have to cancel the trip due to natural disaster, illness, or injury. It usually depends on your insurance plan. By having travel insurance, at least you won’t be caught off-guard when unexpected things happen.